NounWikipedia has an article on: InsuranceSingular insurance Plural usually uncountable; plural insurances insurance (usually uncountable; plural insurances)
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From Wiktionary under the GNU Free Documentation License. Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. From Wikipedia under the
GNU Free Documentation License What reputable health insurance companies are out there? Q. My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much? We live in northern california. Asked by LOVER - Wed Apr 1 21:05:43 2009 - - 7 Answers - 1 Comments A. Well, if she's 40 and perfectly healthy, it's going to cost her about $500 a month to have a low/no deductible plan that covers checkups. You BUY it on a month to month basis. If you want low monthly payments, you have to cut the coverage - like take a $10,000 deductible. Or higher. That would cut payments down to maybe $200 a month or less. The older she is, the less healthy she is, the more it costs. Your best bet, is to find a local, independent agent, who can help you balance cost with coverage. Answered by mbrcatz - Wed Apr 1 22:11:43 2009 How can insurance companies not refuse insurance for people with pre existing conditions? Q. Under Obama's health plan, insurance can't be refused because of a pre existing condition (at least that's what I heard). How would that work? Why would anyone get insurance before getting sick? How would that not bankrupt the companies? Asked by Nathan - Sat Nov 21 02:19:05 2009 - - 3 Answers - 0 Comments A. Only stupid people would buy insurance before they need it. It would bankrupt companies, or more likely, drive prices through the roof. Just like, why would you buy a lottery ticket good for the drawing, BEFORE you know what the numbers are, if you can also buy it AFTER, for those exact numbers?!? This concept is called "adverse selection", and the politicians have been working very hard to ignore it. Answered by mbrcatz - Sat Nov 21 11:37:42 2009 What insurance companies pay for inpatient treatment for eating disorders?
Q. I have had an eating disorder for the past 3 years, and desperately need inpatient treatment care, but my insurance company doesn't cover the costs, so I am trying to find a new insurance company that does Asked by Diamond M - Sat Oct 6 16:12:56 2007 - - 1 Answers - 0 Comments A. Each insurance company will vary and finding a new one will be next to impossible. You will be automatically turned down, charged a lot more or made to wait for a long time because it is a predetermined condition. Insurance companies have you over a barrel. So sorry. Answered by db2byl - Sat Oct 6 16:59:41 2007 From Yahoo Answer Search: "insurance" Columbiana Co. workers to pay part of insurance premiums
Youngstown Vindicator Penny Traina, chairwoman of the commissioners, said the move followed a 10-percent hike in the county's health- insurance premiums for this year. ... and more » Editorial Roundup: Excerpts from recent editorials
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